The Psychology of Money: How Our Beliefs Shape Financial Decisions

What we call “money issues” are really unspoken emotional truths.

We think money is math.

Add, subtract. Earn, save.
Work hard, spend smart. Stick to a budget. Simple.

But for most of us, it’s not that simple.
Not because we’re irresponsible.
Not because we “lack discipline.”
But because money is emotional.

It carries stories from our childhood.
Memories of fights behind closed doors.
Guilt around asking. Fear around receiving.
Relief that never quite lasts.

Money, for many of us, is not logic, it’s identity.